Privacy Policy
Introduction
Pension Calculator (“we”, “us”, “our”) is committed to protecting the privacy of visitors and users of our website pencalculator.startknowledge.in. This Privacy Policy document explains how we collect, use, protect, and handle your information when you access or use our website.
We understand that privacy is important, especially when users are dealing with financial planning topics such as pensions and retirement. Our goal is to be transparent about our data practices and to ensure compliance with applicable privacy laws and Google AdSense policies.
By using Pension Calculator, you agree to the collection and use of information in accordance with this Privacy Policy. If you do not agree with this policy, please discontinue use of the website.
Information We Collect
Information You Provide Voluntarily
When you choose to contact us through our contact form or by email, you may voluntarily provide certain personal information, such as:
- Your name
- Your email address
- The content of your message or inquiry
This information is provided entirely at your discretion and is used solely for the purpose of responding to your inquiry or feedback.
Automatically Collected Information
Like many websites, Pension Calculator automatically collects certain non-personal information when you visit the site. This may include:
- IP address (anonymized where possible)
- Browser type and version
- Device type and operating system
- Pages visited and time spent on the site
- Referring website or source
This data is collected through cookies, log files, and analytics tools to help us understand how users interact with our website.
How We Use Your Information
The information we collect is used for the following purposes:
- To respond to user questions, feedback, and support requests
- To improve website functionality and user experience
- To analyze site traffic and usage trends
- To maintain website security and prevent misuse
- To comply with legal and policy requirements
We do not use your information for unsolicited marketing or spam.
Third-Party Services
Google Analytics
Pension Calculator may use Google Analytics or similar analytics tools to understand how visitors use the site. These tools collect information such as pages visited, time spent on pages, and general location data.
The information collected by analytics services is aggregated and does not personally identify individual users.
Google AdSense and Advertising Partners
We use Google AdSense to display advertisements on Pension Calculator. Google and its partners may use cookies, web beacons, or similar technologies to show ads based on users’ visits to this and other websites.
Google may use advertising identifiers and anonymized signals to deliver personalized or non-personalized ads. Pension Calculator does not have direct access to or control over these cookies.
We do not share personally identifiable information with advertisers. Advertising data is handled in accordance with Google’s Privacy & Terms.
Cookies and Tracking Technologies
Cookies are small text files stored on your device that help websites function properly and improve user experience.
Pension Calculator uses cookies for:
- Basic site functionality
- Analytics and performance tracking
- Advertising and ad measurement
You can control or disable cookies through your browser settings. Please note that disabling cookies may affect certain features of the website.
How We Protect Your Information
We implement reasonable administrative and technical security measures to protect information from unauthorized access, misuse, or disclosure.
However, no method of data transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
Data Retention
Personal information submitted through contact forms or email is retained only for as long as necessary to respond to inquiries or fulfill the purpose for which it was collected.
We do not retain calculator input data or store pension calculation results.
Children’s Information
Pension Calculator is not intended for use by children under the age of 13. We do not knowingly collect personal information from children.
If you believe that a child has provided personal information on our website, please contact us immediately so that we can take appropriate action.
Your Privacy Rights
Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or request deletion of your data.
To exercise these rights, please contact us using the details provided below.
External Links
Our website may contain links to external websites. We are not responsible for the privacy practices or content of third-party sites. We encourage users to review the privacy policies of any external websites they visit.
Changes to This Privacy Policy
Pension Calculator reserves the right to update or modify this Privacy Policy at any time. Changes will be reflected on this page with an updated effective date.
Continued use of the website after changes are posted constitutes acceptance of the updated policy.
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy, you may contact us at: